Last Minute: Halkbank, Vakıfbank, Ziraat and Garanti Loan Interest Rates Have Changed!

According to the monthly data of the Central Bank, the housing loan interest rate increased to 11,09 percent annually as of last month. Housing loan interest rates, which went down to 9,30 percent in June and to 9,11 percent in July, rose by 200 basis points with the effect of the campaign of public banks. Currently, first-hand housing loan interest rates vary between 0,99-1,09 on a monthly basis, especially on the websites of the public banks that have started a campaign before. In private banks, housing loan rates vary between 1,15 percent and 1,35 percent per month. So what are the current loan rates of banks? Here are Vakıfbank, Halkbank Ziraat Bank and Garanti BBVA vehicle, housing and consumer loan interest rates in September.


According to the Central Bank's weekly data, consumer loan interest rose to 18,06 percent per year, automobile loan interest to 15,60 percent, and housing loan interest to 13,31 percent. All consumer loan rates have reached the highest level they have seen since the week of November 25, 2019. During 2020, the highest rate in consumer loan rates was also seen.  

Giving information on the subject, an analyst emphasized that loan rates will see over 20 percent. Analysts, who anticipate applying the brakes on loans, expect the Banking Regulation and Supervision Agency (BRSA) to abolish the active ratio practice this week.

  • Consumer credit: 1.24
  • Vehicle loan: 1.15
  • Housing loan: 1.09
  • Consumer loan: 1.21
  • Vehicle loan: 1.15
  • Housing loan: 0.99
  • Sarıpanjur mortgage loan: 1.09
  • Consumer loan: 1.24
  • Vehicle loan: 1.15
  • Consumer loan: 1.44
  • Housing loan: 1.29
  • Vehicle loan: 1.47
  • Consumer loan: 1.30
  • Vehicle loan: 1.20
  • Home loan: 1.15
  • Consumer loan: 1.2
  • Vehicle loan: 1.26
  • Housing loan: 1.29
  • Consumer loan: 1.07
  • Housing loan: 1.49
  • Vehicle loan: 1.45
  • Consumer loan: 1.66
  • Consumer credit: 1.66
  • Mortgage loan: 1.29
  • Vehicle loan: 1.46
  • Consumer loan: 1.25
  • Vehicle loan: 1.25
  • Housing loan: 1.45
  • Direct loan: 1.65
  • Consumer loan: 1.57
  • Vehicle loan: 1.33
  • Housing loan: 1.19


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